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Greenbax Marketplace is a financial technology subsidiary of North Bay Credit Union, an NCUA insured financial institution. Greenbax Marketplace is not a bank. Your funds will be deposited into a custodial account at our affiliate, Austin Capital Trust Company, LLC, a Nevada chartered trust company, and maintained for the benefit of the account holders at one or more FDIC-insured financial institutions. Terms and conditions apply to the deposit of funds into and use of your account. Account terms and conditions are outlined in the NBCU Online Account Application and Custody Agreement and is available upon request or when you create your account on the Greenbax marketplace.